Robert W. Hahn is director of the AEI-Brookings Joint Center for Regulatory Studies, a resident scholar at the American Enterprise Institute, and a research associate at Harvard University. He also served as a senior staff member of the President's Council of Economic Advisers for two years. Mr. Hahn frequently contributes to general-interest periodicals and leading scholarly journals, including the New York Times, Wall Street Journal, American Economic Review, and Yale Law Journal. He has served as a consultant to government and industry on a variety of issues involving regulation and privatization. In addition, Mr. Hahn is the cofounder of the Community Preparatory School-an inner-city middle school in Providence, Rhode Island, that provides opportunities for disadvantaged youth to achieve their full potential.

Robert E. Litan is codirector of the AEI-Brookings Joint Center for Regulatory Studies and director of the Economic Studies Program and Cabot Family Chair in Economics at the Brookings Institution. At Brookings, he served as a senior fellow from 1984 to 1993 and as director of two research centers from 1987 to 1993. Mr. Litan has authored, coauthored, or edited numerous books and articles on government policies affecting financial institutions, regulatory and legal issues, international trade, and the economy in general. From 1995 to 1996, he was associate director of the OMB, and from 1993 to 1995 he was deputy assistant attorney general, in charge of civil antitrust litigation and regulatory issues, at the Department of Justice. From 1977 to 1979, he was the regulatory and legal staff specialist at the President's Council of Economic Advisers. Mr. Litan has also consulted for numerous organizations, public and private, and testified as an expert witness in a variety of legal and regulatory proceedings.

Deirdre Mulligan is staff counsel at the Center for Democracy and Technology (CDT), a non-profit, public interest organization dedicated to preserving and enhancing democratic values and civil liberties on the Internet and other interactive communications media. At CDT, Ms. Mulligan evaluates the impact of technology on individual privacy. She works with other privacy and civil liberties advocates, the communications and computer industries, and public policy makers to strengthen fair information practices and enhance individual control over personal information through the development of policies and technologies.

Peter Swire is chief counselor for privacy in the Office of Management and Budget. He is currently on leave from Ohio State University, where he is a professor of law, and from his editorial position at Cyberspace Law Abstracts. He is author of numerous articles on privacy and other topics as well as co-author of None of Your Business: World Data Flows, Electronic Commerce, and the European Privacy Directive, published by the Brookings Institution in 1998. Mr. Swire's research focuses on privacy, cyberbanking, and electronic commerce.